In 2014
Say "I Do" to Homeownership
IMAGINE...
Marrying your soul mate...
and starting your life together in your
OWN HOME
This is POSSIBLE, just as soon as you make the "commitment" and Say "I DO" to Homeownership.
Dear Newlyweds,
In 2014, you can start the home buying process - and be well on your way to owning your own home!
When you "create" a plan and write out your "vision".
Purchasing a home is not difficult...all you need to do is commit to spending the time necessary to interview your real estate house hunting team. You can make it happen together. I'll give you EVERYTHING you need to put yourself on the path to owning your own home.
What are the benefits for you and your mate when you purchase a home?
- Build equity and wealth (a personal savings plan)
- Tax breaks
- Independence
- Privacy
- Freedom
- Stability
- Room to grow your family
- Low interest rate
Often times, we settle for leasing a nicer, newer more expensive apartment as a compromise for not purchasing a home. Newlyweds often spend $1000.00 each month renting (that's $12,000 in one year, $24,000 in two years and $60,000 in five years). Think about how much money is spent with no return back to you! And to top it off...we usually outgrow these tiny apartments, because we've accumulated SO MUCH STUFF! Remember, it's two of you now versus just one.
FIRE YOUR LANDLORD
When you Say "I Do" to Homeownership, you terminate the cycle of renting...the cycle that prohibits long-term wealth building for you and your spouse. If you're like the millions that rent after getting married, do something different...BUY A HOME!
Educate and prepare yourselves to be homeowners. Saying "I Do" to Homeownership provides you with a golden opportunity...an opportunity that will teach you "how to" buy your first home together.
NO "SPECIAL SKILL" NEEDED
All newlyweds can purchase a home once they make the commitment. For some, it takes more time. I love to meet with people and guide them in the right direction. You do need to have some basic things in place in order to qualify.
Some examples are a
- Steady work history (2 years or more) some exceptions do apply
- Minimum credit scores of 620
- 5% to 20% down payment
- Moderate debt-to-income ratio (ability to afford a mortgage)
3 MAGIC BULLETS
COMMITMENT:
The first thing (after saying "I DO" to one another) is to Say "I Do" to Homeownership. Both you and your mate have to make the commitment to STOP RENTING and make provisions toward homeownership. This is a commitment that both of you must agree on. I'm going to teach you how to know if both of you are ready to commit to homeownership. You may be thinking that your apartment is "okay" for the two of you, and that you're comfortable. But, STOP...think about starting your family. Wouldn't you like to have a backyard where your child can safely play? Don't you want you, your spouse and children to develop lasting friendships with neighbors, to have stability...a place that all of you can call home? Sure you do! So do I! I want to help you achieve homeownership for all of these reasons.
That's why I'm encouraging you to look beyond today and sacrifice for an investment that will last your entire lifetime!
EDUCATION:
After you've made the commitment to purchase a home, you then have to educate yourselves on the home buying process. This is extremely important. Your home buying education is the absolute, re-assurance to your purchasing a home successfully (without regret and mistakes).
Did you know that with the precise education and home buying tips you can virtually eliminate the negative stigma and fear of buying a home. If you hear couples speaking negatively about homeownership...they are fearful. A lack of understanding, knowledge and education will cause us to fear. We naturally fear the unknown. And since you may not have purchased a home before, you don't have a "point of reference" of how it's done.
Once you have your arsenal of information you're then eligible and well able to begin your home buying process with confidence.
PREPARATION:
No one buys a home overnight! It takes preparation. Obviously, you and your mate are smart and plan to buy a home (otherwise, you wouldn't be on this website).
Being prepared eliminates the surprises and removes the "guess work."
Knowledge is Power!
As a Realtor, I've had an opportunity work with many couples - all excited about buying their 1st home.
As I work with each of these couples, I consistently discover that their love and commitment to each other is strengthened by their accomplishment of purchasing their 1st home together.
It creates a positive synergy and brings them even closer. Perhaps, it's the loving considerateness that the husband gives the wife as he listens to the intricate details that she adores and want in the house or the thoughtful compromise that the wife makes so that he can have his "man cave"
I love to see and hear the excitement as these couples chatter away about what they're going to do after they move into their new home. Purchasing a home with the one you love symbolizes - commitment, stability, and happiness.
Couples that choose homeownership are progressive, forward thinkers that clearly see the benefits of homeownership.
IT'S SO EASY!
Call me or email me to schedule an appointment.
- Have a Heart-to-Heart Talk to Discuss Your Needs
- Use the Internet to Begin Home Buying
- Sit Down Together to Calculate the Costs of Homeownership
- How to Know if You’re Both Ready to Purchase a Home
- How to Know if You Will Qualify for a Loan
- Agree to Find a Good Real Estate Agent to Help You
- Learn How to Choose the Right Mortgage
- Know How to Choose a Mortgage Lender
- Learn How to Comparison Shop for the Right Mortgage
- Evaluate and Research Neighbourhoods together
- Learn How to Shop for Your New Home
- Learn How to Strategically Visit Homes and Open Houses
- Learn How to Make an Offer on Your New Home
- Understand How to Properly Bid and Negotiate on Your New Home
- Learn How to Handle Home Buyers Remorse
- Learn How to Choose a Mover
- Create a Home Maintenance Checklist
- Create a Moving Time Line
There is a lot to do. There is much to learn online. However, even in this age of Technology there still remains a few well kept secrets.
Let me be of service to you. If you are not in my area. I will certainly be happy to chat with you and find you a Realtor, in your city or country that has a solid reputation amongst our peers!
Best Wishes to everyone!
Lisa Portolese, Sales Representative
Royal LePage Kingsbury Realty,
Brokerage
30 Eglinton Avenue West, Suite 200
Mississauga, Ontario, Canada
Bus (905) 568-2121
Cel
(416) 953-9714
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