Thursday, December 16, 2010

She Sells, Seashells. End of the year Toronto Real Estate Report.

Life is like the ebb and flow of the tides...there are highs and lows. Remember that during low tide, you will find the best sea shells. ; )
I’m sending through my final real estate report for 2010.

This year has been a very interesting time for the Toronto Real Estate business. Twelve months ago, there was a sense euphoria spreading through the industry, new agents were flooding to the business and new companies popping up all the time. Since that time there have been many so called “experts” who were predicting the demise of the Toronto area real estate market. There was to be some sort of a “bubble” that was going to burst. Well it ended up that a bit of air out of an over-heated market leaked out. Has the market softened? Yes it has in most areas and is settling back to a more “normal” market. There are however several areas and price ranges in our market that are still hotter than ever, seeing multiple offers and over asking sales prices.


I just checked the stats for the Toronto Real Estate Board. As of December 15th there have already been 2,923 sales reported for the month. It looks like we’ll see well over 4,000 sales in total once December is done. That’s pretty darn good for a December. We are currently down to 13,360 homes for sale. That number has dropped by 1,700 in only 14 days. There are approx 3,000 listings that will expire by New Years day AND another 1,000+ will likely sell before the end of the month. I’m quite confident that the number of homes for sale on January will drop well below 10,000 units. For those of you who aren’t familiar with our market, that is a ridiculously low number. Right now (Yes … BEFORE Christmas) is probably the best time possible for anyone to list their home.

There are 3 main things that control a real estate market and what happens to prices. Inventory levels, interest rates and the local economy. Inventory levels are alarmingly low. Interest rates are very low and will stay low for quite a while. Our local economy is one of the strongest in the world and has barely skipped a beat throughout the turmoil in other countries. These 3 factors point to the market to continue to be healthy. We should see moderate increases in value and not the price drops being predicted by others. Activity will remain strong although not at the crazy pace we’ve experienced for the past few years. That’s a normal, healthy real estate market. Will there be casualties? Yes. Weak agents and weak real estate companies will struggle and there will be some who won’t be around 12 months from now. Agents AND real estate companies will need to make changes.

Real estate is a great business. Great agents who work hard will always do well no matter what is happening in the market.

Happy Holidays and CHEERS to 2011!

Wednesday, December 8, 2010

Please allow me to introduce myself.....

I would like you to come on out and see how the "Hidden Musical Population" raises funds for charity.

One of our members would like you to come on out and see how the "Hidden Musical Population" raises funds for charity. The League Of Rock is an Adult Music League, much like a pick-up league for baseball or hockey, only these members play in rock bands. Among the many professionals who are members in this league, are real estate agents, lawyers, accountants, moms, dads and well, you get the picture. On December 14th at 7pm, The League Of Rock's Toronto Chapter has six bands showcasing at The Silver Dollar Room located at 486 Spadina Rd., just north of College on the west side. This event is a drive for donations to The Daily Bread Foodbank. This is an all ages event, the younger ones are welcome but make sure you bring ear protection for them. Lisa Portolese of Royal LePage Kingsbury will be doing a set with LOR Band "Instant Gratification". Come and see what everyone's talking about and make a donation too. See why this would make an excellent addition to how we as Realtors network and help make our communities a better place to live. $10 at the door and donations to The Daily Bread Food Bank are welcome! If you cannot attend, please donate online via this link (Daily Bread Food Bank) Members of the Toronto Real Estate Board and the Mississauga Real Estate Board might consider a League Of Rock program for those of us who don't play baseball, golf or bowl and would still like to network and raise funds for all kinds of charities (The Royal LePage Shelter Foundation, The Childrens Wish Foundation and Easter Seals to name just a few). League Of Rock's Founder, Terry Moshenberg would be happy to discuss the many ways to develop a unique music-based program for your organization. This works not just for the GTA but Across Canada. They also do Music-Based Team Building & Leadership Training (http://TeamBuilding.LeagueOfRock.com ).
For more details, call Lisa Portolese at her office (905) 568-2121 or Terry Moshenberg, Founder: 416.908.5284

Saturday, November 13, 2010

Canadian Real Estate is not as Risky as we think

Friday, November 12, 2010


Canadian Real Estate is not as Risky as we think

New Research shows



Claims that Canada’s housing market is ready to pop are exaggerated, say economists at BMO Nesbitt Burns.

Instead, they say the market can more realistically be labelled “moderately overvalued” based upon a comparison of house prices with personal income.

They also note that mortgage servicing costs for “typical” homebuyers are running near the long-term norm of 34%.

Barring a sharp spike in mortgage rates or a relapse into recession, a substantial price correction is unlikely to occur,” economists Earl Sweet and Sal Guatieri wrote in their research report .



They noted, however, that Canadians would have a hard time dealing with a sudden 3% hike in mortgage rates. That would weaken affordability “substantially” and in turn drive down demand and home prices.



They downplayed this risk, though, pointing to the prevalence of fixed rates in mortgage financing, which reduce fluctuations in borrowing costs.



Sweet and Guatieri also predict the normalization of interest rates could take several years yet, with Canadian rates rising 2 to 3 points in that time. They believe incomes should catch up to prices by then.



More worrisome, they argue, is prolonged low interest rates, which could “recharge the housing market and inflate a true bubble that ultimately bursts when rates normalize.”



Posted by Brandon Foreman at 11:52 AM Labels: Canadian Banks, Home buyer, housing, Real Estate

0 comments:

Thursday, November 11, 2010

Raising Your Daughter as a Single Dad

Raising Your Daughter as a Single Dad

I learned from a very young age how important a Father can be. Fortunately, I was lucky that I had a strong role model in my Mother after my Father had passed. I guess I am remembering  because November 11th, 1988 is when I lost my Maternal Grandmother.

On this remembrance day in Canada, and Veterans Day in the United States, I am thinking of all the children who have lost parents. Sometimes in my line of work, I get a glimpse of the challenge that all parents face when  raising children alone. But I still can't fathom the challenge a single father faces in raising a daughter.

Don't get me wrong-I think a Father is perfectly capable of raising a strong, confident and capable adult women. In some cases even more so than a female role model. I shudder to think how I might have turned out if I wasn't lavished with love from my wonderful Dad for the first 13 years of my life, not to mention how my older Brother was always there for me, as much as he could be.

So, single dads, I hope you can feel my admiration for your taking on the challenge of raising a daughter alone. In trying to understand the keys to success in raising a daughter as a single dad, I turned to some of my friends and acquaintances who have done it well and looked up a lot of information on the Internet. My thanks to you all.

Whether you are divorced or separated and the custodial parent, or whether you are a widowed dad, the challenges are very similar. So, given the advice from those who have walked in your shoes, here are some suggestions for tackling this important task successfully.

Don't Go It Alone. Most of the dads I talked to spoke of the importance of a female mentor in the lives of their daughters. For some dads, a grandmother, aunt or other family member can take that role. For others, it is the mom of a friend his daughter's age. For others, the mentor may be a church youth leader, girl scout leader or athletic coach. But finding a strong and capable female role model is critical to your daughter's success in growing up. Helping your daughter connect to this mentor is a step you need to take.

Communicate. Many men tend to take an "I Must Fix It" mentality in their lives and their relationships. We tend to listen long enough to identify the problem, and then we are off on the solution. Our daughters usually don't want us to fix their issues; they would rather we listen for understanding and let them learn to work our solutions. Keeping the lines of communications open requires time, patience and a willingness to make it a priority.

Teach Her to Solve Problems. Sometimes our daughters need a little coaching in terms of problem-solving. Sitting with her and helping her think through an issue, develop alternatives and come to a conclusion tends to be counter-intuitive for some fathers. But it is important to teach her how, and not to lean on us for solutions. Helping her develop good problem-solving skills will serve her well throughout her life.

Don't Rescue or Overprotect. I know from my friends own experience with his daughters that he had no problem at all being the white knight to ride in on my charger to rescue her. It was hard for him to learn to let his daughters struggle  with life's problems and challenges. If you overprotect, your daughter will either rebel or become dependent, and neither of those outcomes is a positive. Allow some limited risks and she will learn confidence as she succeeds.

Be Involved in Her Life. I think it is generally easier for dads to be involved with their sons' lives than with the goings on in a daughter's world. But as a single dad, your daughter needs to feel your support. Attend her athletic contests, just like you would with your sons. Take her shopping occasionally. Be around the house when she has her friends around. Make opportunities to be together, and your relationship will grow.

What About Dating and Guys? Sometimes helping your daughter through the transition of puberty into adolescence can be a single dad's greatest emotional challenge. Successful dads suggest being up front and honest about these issues. Help her understand why you are little nervous about her developing relationships with guys or about helping her understand what is happening to her body, emotions and hormones. And recognize that some things will just be awkward. Relying on your trusted female mentor for some of these issues will be helpful. Most young men and young women who have healthy group relationships with both genders tend to be more prepared for the time when the guys and girl will begin pairing off, so create some of those group opportunities along the way. A great book to open up conversion is Judy Blumes, are you there God, it's me, Margaret.


How About Support Groups? Sometimes, single dads appreciate the support of others in the same boat. Some organizations like Parents Without Partners can help. In addition, several online sources like the Fatherhood Forum can help you connect electronically with other fathers with similar challenges.

Single Daddy's and Mommy's, I salute you. It take s a Village to raise any child. I know it can be done. In the case of  Girls, if you are sensitive to your daughters and invest the time into your relationship, you'll find great satisfaction in raising a great daughter.

Like my Dad used to sing to me, Thanks Heaven for little girls, they grow up in the most delightful way.

Tuesday, November 9, 2010

From Toronto to Vegas to NYC, then Letterman, then Good Morning America!!!!

Hey Everyone!! Thanks again for your support!! Kelly Vohnn met Reba tonight after the taping of David Letterman!! . Letterman will air Friday night November 13th !! (that is my 15 month quit aversary) but enough about me. Kelly will be on Good Morning America  in a few hours, which is live!!!!!

I am so excited to be a part of this journey with Kelly. I have many friends that have succeeded in the Entertainment Field, I met some very interesting people attending the American Academy of Dramatic Arts but Kelly is special, we met in Highschool, she zigged and I zagged. She was the only girl in Highschool that never stole one of my boyfriends. LOL

A few years after highschool I remember running into Kelly on the Mississauga Bus (route 26) both on our way to Square One. That was the first time I learned we shared a dream. A dream I am beginning to realize is not impossible for those who work hard, think positive and are always kind to people. More photos of Kelly coming soon.

More later, this laptop is hard to type on.

Saturday, November 6, 2010

Dreams come true!!! She won! Thank you, New York City!!!!

Hey, folks -- from time to time we have one of our friends involved in a contest, with online voting enabled for everyone. This time, one of our own Originals from our Highschool, Kelly Vohnn -- you may remember her as Kelly Haggerty -- is hitting it big in Vegas with her singing and review act, and is taking part in a contest in New York, wherein contestants perform their best Reba McEntire acts, and we get to vote on this!
The link for the contest is here:
http://www.youtube.com/watch?feature=player_profilepage&v=vMox0nqeJHg


... but I would also like to submit a video of Kelly herself, during one of her performances:

http://www.youtube.com/watch?v=h3Q-oldLDSs


Let's hear it for former Pirates' success! Pass it on. One Candle loses nothing by lighting another. Let's Cheer for our former Cheerleader!!! YAY!!http://www.ustream.tv/channel/all-the-women-i-am---a-reba-impersonator-event

Saturday, October 9, 2010

The Perfect Turkey Recipe! Happy Canadian Thanksgiving!!!

The Perfect Turkey Recipe! Happy Canadian Thanksgiving!!!

In the spirit of Thanksgiving I have stolen a recipe from Richard Silver, a wonderful realtor from Bosley Real Estate in Toronto.

I will try out this recipe but if you want the recipe for my Mom's famous gravy, you'll have to buy or sell as home from one of us. Now, does anyone have a great recipe for sweet pototoe pie?


You know that I love my food, like to cook but am always looking for the easy way, as time is of the essence…well….our favourite Cabbagetown Butcher, Mark Michelin at the St. Jamestown Steak & Chops, has an almost flawless Turkey Recipe, almost a Turnkey Turkey Recipe. I tried it last year and it is almost too simple to believe and produces an amazing result. So here it is!



Turkey in a Bag

1.Pre-heat oven to 375 degrees.

2.Generously grease a large brown paper bag inside or out with butter or margarine.

3.Stuff the turkey with your favourite stuffing, either bread or rice…mine is a rice pilaf stuffing but any will do….You can also rub the outside of the turkey with some great spices.

4.Place the turkey in the bag and tie the bag closed.

5.Pour 2-2 1/2 cups of water in the Roasting pan.

6.Place the bagged turkey in the roasting pan and cook uncovered(bag acts as a lid).

7.No need to baste turkey.

8.Cooking Times:

8-10 lbs. 2-2 1/4 hours



12-14 lbs 2 1/2-3 hours



16-18 lbs. 3 1/2-4 hours



20-22 lbs 4 1/2-5 hours



24-26 lbs. 5 1/2-6 hours



Pull the Turkey out of the oven, let it sit for about 15 minutes, carve, serve and enjoy. It will be moist, not dry, and best of all….you will be the star of the Thanksgiving Dinner.



Try it and let us know how it works below. Make sure you visit Mark Michelin at the St. Jamestown Steaks & Chops . He can be found at the south west corner of Winchester and Parliament Street in Cabbagetown and they can supply the meat and all the fixings

Saturday, October 2, 2010

How to Decorate Your House for Halloween

You don't have to own a spooky old home to create one for Halloween. It just takes a little imagination and elbow grease.

How to Decorate Your House for Halloween


Delight your local Trick-or-Treaters with spooky Halloween decor and lighting both inside and outside your haunted home!

You don't have to own a spooky old home to create one for Halloween. It just takes a little imagination and elbow grease.

To get the best effect, try and keep things looking as authentic as possible. It's better to begin collecting some real looking spooky decorations, than running out and piling up your shopping cart with plastic, unrealistic Halloween props. Tell your children you are beginning your family's Halloween Collection and that you want it to get better and better each year. That way they will understand when you walk right past the big plastic eyeball!.Keep your Halloween set-up fun for your children. Stop if they look bored or exhausted. You can always continue on with your decorating when they are fresh and looking forward to doing more to haunt their house and yard..Candles are VERY dangerous so keep an eye on them at all times..Light your house every night beginning Oct. 1st, BUT never, never leave your lights on when you leave your home..Keep blood and gore to a bare minimum so that all the tiny first-time Trick-or-Treaters won't get a fright they can't get over!.


Each year, for inspiration, my friends and I rent movies that feature haunted houses and ghostly happenings.

After you finish watching the film, we sit around and brain storm on how we can translate what we saw on film into our own Halloween haunted house display.

We've chosen to keep our haunted house decor more spooky than horrendous, with very little blood ( if any!), no bloody weapons, dripping brains, etc. Dry body parts or skeletons are fine for our Halloween display, as are flying bats, black birds, owls, cobwebs, coffins, tombstones, fog machines, spooky sound effects, jack-o-lanterns and flying ghosties.

The reason we've decided to build this type of Halloween collection is because we don't want to terrify the tiny Trick-or-Treaters that are experiencing their first Halloween night.

If your family name is McGruesome, then you would probably WANT to add all the blood and gory body parts and weapons you could afford! And this list of relatively tame Halloween decorating ideas would not appeal to you.

.Difficulty: Moderate

Instructions.Things You'll Need:

Floodlights with built-in lawn stakes (inexpensive versions are available at your local hardware store)

Red, Green and Blue Light Bulbs (for your floodlights)

Sheer off-white lining material from your local fabric shop.

Orange string lights for inside your windows.

Electric, plug-in pumpkins for your windows (vary the size and shape)

Faux tombstones (from your local Halloween store)

Real fall leaves (gathered in your neighborhood)

Unscented votive candles with long burn times (available at better candle retailers)

Glass votive holders

Faux feathered Ravens and Crows

Real pumpkins in various shapes and sizes.

Funkin brand faux pumpkins

Battery-powered tealights for inside your Funkins

Halloween mask of an old man or old woman. Be sure they look like they are sleeping peacefully

Pair of faux old hands for use with the mask

Old clothes to dress the "corpse" (shoes, a suit, long sleeve white shirt

2 quarters to place over the eyes on the mask

1 white lily or 1 deep red rose or 1 black rose (to place in the crossed hands of the "corpse")

1 flashing red emergency roadside lamp (available in the auto supply store) You'll use this underneath the white shirt for a "beating red heart".

Spooky music. Record your own moans and groans or buy a fun spooky sound effects tape, like Martha Stewart's "Halloween Sounds" tape and play it near the corpse.

Faux Coffin (made of cardboard or wood) These are available at Halloween stores. In the dark, the black cardboard coffin looks very real.

1 Hooting Owl (available at Halloween Stores) They hoot only when they detect movement. Very spooky!

Hand-made Cemetery Sign or one you purchase from a Halloween Store


Tackle your windows first. Take down your curtains in your front rooms and upstairs front windows (only the curtains visible on the front side of your house need to be switched-out).

Measure your curtains, add 4 inches and then cut lengths of your Sheer Lining Material (two panels per window). Sew a 2 inch header in the top. Don't worry about finishing the panel sides or bottoms. Next get your children involved in "customizing" each panel by cutting our chunks of the interior of each panel in random shapes and cutting jagged edges on the sides and bottom, so the curtains look like they've been hanging in an abandoned haunted house for decades. Place 2 panels on a tension rod and hang in your window.

Next, hang your tiny orange light strings in your windows. An easy way to do this is to drape them over the top of the tension rod you just used for your spooky house curtains. The glow of the tiny orange lights add to the ghastly look of your Haunted House Curtains!

After you hang your orange lights, begin positioning your electric, plug-in pumpkins in each window. After your done turn on both your pumpkins and tiny orange light strings and go outside to see how it looks from the street. If a pumpkin is too low, raise it up on a chair or box, so that it will be visible from the street.

Now you are going to prepare the "corpse" for "viewing". First, lay out the corpse on your porch, lawn, bed, dining room table or in your faux coffin and place the white shirt inside the suit jacket. Place the pants up under the bottom half of the jacket. Stuff old towels, rags or t-shirts inside the suit and pant legs until you have a "body". Then stuff the Old Man/Woman Halloween mask and place the neck inside the shirt collar. Then take the two faux hands, take the suit arms and fold they towards the beltline, place a wrist in each arm hole opening and place one faux flower between the crossed hands. Next place one quarter over each eye opening (as they used to do in Victorian times) If you were able to obtain a warning flasher lamp, place that inside the shirt where the heart would be and turn it to "red flash". It will make it look as though the corpse has a red beating heart. Place your corpse on your front porch, right inside a groundfloor bedroom window, on your long dining room table or in a faux coffin proped up in a corner of your front porch.


Next you're ready for your atmospheric sounds. Place your boombox tape/cd player somewhere near your corpse, but hidden from view. Load your CD and turn the sound down until you get a faint, creepy effect. If the music or sounds are too loud, much of the ghostliness is lost.


Time to create your cemetery. Pick one side of your front lawn and set out your tombstones. Place fall leaves around each tombstone, so it looks like it's been there for a VERY long time. Place a carved Funkin pumpkin with a bettery-powered tealight in front of a few tombstones, but not every one.

Lighting the exterior of your house. Set out your floodlights and point them at the two corners of the front of your house, so the different colored lights will cross over and create a third color. I like to use Red facing Blue to get purple in the middle. Then add some addition green floodlights pointed where needed.

 Your last and final step is to carve, light and set-out your real Jack-O-Lanterns. Be very careful that they are away from flammables and keep the wicks on your votive candles trimmed to 1/4 inch. Voila! Your house is now "Haunted"!

To get the best effect, try and keep things looking as authentic as possible. It's better to begin collecting some real looking spooky decorations, than running out and piling up your shopping cart with plastic, unrealistic Halloween props. Tell your children you are beginning your family's Halloween Collection and that you want it to get better and better each year. That way they will understand when you walk right past the big plastic eyeball!.Keep your Halloween set-up fun for your children. Stop if they look bored or exhausted. You can always continue on with your decorating when they are fresh and looking forward to doing more to haunt their house and yard..Candles are VERY dangerous so keep an eye on them at all times..Light your house every night beginning Oct. 1st, BUT never, never leave your lights on when you leave your home..Keep blood and gore to a bare minimum so that all the tiny first-time Trick-or-Treaters won't get a fright they can't get over!.

Halloween is closer than you think.

Hollywood Quality You Can Afford

The Scream Team’s professional quality Foam Latex Appliances are durable, lightweight masks that conform to the shape of the human face giving the wearer a full range of facial motion seen only in movies and television. These are not ordinary Halloween masks, which seldom allow you any facial freedom, and give you no creative control over your character, costume or creation. Scream Teams superior facial prosthetics are developed by Award-winning Make-up Artist Scott Ramp and his team, and allow your character to “come through the mask” with full life-like expressions. Each appliance is made to fit on most adult faces, and work well with both men and women. Now your Halloween costumes can come to life as never before.

Professional Results You Can Achieve

Creator Scott Ramp is a sought-after horror make-up artist and special effects instructor and now he has created an easy-to-follow, step-by-step system that allows you, regardless of your experience, to produce quality effects and make-up for your foam latex appliances. With The Scream Team Make-Up Kit and a passion for all things Horror and Halloween, you can easily produce the same type of quality prosthetics and effects seen in big budget films. Whether you are looking for a bloodcurdling vampire costume, a howlingly horrifying wolf mask, a freakishly realistic flesh-eating zombie, or anything else you can imagine, The Scream Team is your source for the best in horror effects and Halloween prosthetics. The possibilities are limitless, so what are you waiting for? With Scream Team, Halloween is closer than you think.

Friday, September 24, 2010

New Fall Listing on 343 Sardinia in Mississauga

MLS#: W1962338

Remarks For Clients: Gorgeous, Well-Kept, Generous Sized 3 Bedroom, 4 Bathroom Freehold Townhome(Feels Like A Semi) Situated In High Demand Area And Close To All Amenities. This Home Boasts A Custom Design With Many Unique Features Including Access To The Garage From Both The Home And Backyard. Amazing 18 X 20 Covered Patio. Generous Sized Newly Renovated Kitchen Features Imported Porcelain Backsplash And Custom Designed Oak Cabintry. Fin. Bsmt Has 3 Piece Bath And R/In Wet Bar

Extras: Masterbdrm Is Custom Designed Ands Fits Large Furniture, Also Has 4 Piece Ensuite With Hook Up For An Additional Washer And Dryer. This Home Is The Ideal Setting For Young Families And Empty Nesters Who Do Not Want To Comprimise On Comfort.

Remarks for Brokerages: Show And Sell To Your Fussiest Buyers. Quality Upgrades And Pride Of Home Ownership Show Throughout This Home Which Is Situated Near The Best That Mississauga Living Has To Offer.

Friday, August 27, 2010

Buying property outside of Canada

My family loves to travel and many of my relatives own vacation property in Florida, Puerto Vallarta, Acapulco, Germany and Thailand. At our last family reunion we met in Varadero, Cuba and members of my family who reside in Europe encouraged me to buy a cute little house in Cuba and if I had a pot full of fun money that I could afford to lose, I would. I love Cuba and it's people but just like the quiet unspoiled beauty of Puerto Vallarta in 1981, I fear Cuba will one day be invaded by Spring Breakers.  P.V was great until the Americans discovered it as a tourist destination.

Would it be madness to invest in a Communist state? It might raise a few eyebrows, but the opportunities are out there. With its crumbling colonial architecture, little changed since the days of Ernest Hemingway, and streets full of battered 1950s Buicks and Chev-rolets, Cuba has long been caught in a time warp. Yet there is change in the air: now that Fidel Castro has finally gone into retirement, the Communist regime is loosening its grip,  and recent events in the USA led to a softening of Washington’s  nearly 50year-old embargo.

Yet would you really want to invest your hard-earned money in a home in one of the few countries left on earth that - in theory, at least – still espouses Marxism-Leninism? Andrew Macdonald, an entrepreneur who has worked on a variety of projects in Cuba and across Latin America for more than a dozen years, is hoping the answer will be yes or "Si".

The island’s 11m people are still counting the cost of this year’s hurricane season, which has already been more than devastating than most, but Macdonald insists the long-term prospects are good. “It’s the Caribbean plus much, much more – like romance,” he enthuses over mojitos in the London branch of his chain of El Floridita bars, which take their name from one of Hemingway’s favourite watering holes in Havana. “It’s cultural, it’s glamorous, it’s exotic – Cuba has influenced the whole of South America, and reinfluenced Spain itself.”

Keen to take it's tourism industry upmarket and away from the all-inclusive tours with which it has hitherto been associated, the Cuban government this year announced plans to build nine golf-centred complexes on the island – which is almost the size of England – and, inspired by the success of such resort developments elsewhere in the world, decided to add residential property to the mix.
The Carbonera resort, which Macdonald’s company is developing, will be the first of the nine and set to be completed in 2011. And, in a move that may leave Castro’s more ideologically rigorous compadres choking on their Cohiba cigars, the properties will be situated in that most yanqui of institutions, a “country club” – and a six-star one to boot, with a marina close at hand.

The development will be about an hour’s drive east of Havana, near Vara-dero, the beach resort at the centre of Cuba’s drive into package tourism. It will be on a considerable scale, with 165 villas, ranging in size from 360 to 500 square metres, and 650 one, two- and three-bedroom flats. With prices expected to be set at about 1500 a square metre when the project goes on sale in November 2010, through Savills, an entry-level one-bedroom flat should be considerably cheaper than elsewhere in the Caribbean.


As well as Britons and other Europeans, the project is aimed at Canadians, who do not face restrictions on visiting the country and have become a mainstay of its tourist industry. It may appeal to Americans, too – especially those of Cuban origin – even if the boycott prevents those who live in the United States from buying in their own name.



That the authorities are allowing foreigners to buy at all is a sign of how far Cuba has come since the collapse, over 17 years ago, of the Soviet Union, which deprived Castro not only of ideological inspiration, but of his country’s main source of financial support. One of his first acts after seizing power in 1959 was to expropriate private property – putting his regime on a collision course with Washington, which has maintained a hard line against Havana ever since.


Macdonald insists property rights are safe these days, although, for the time being at least, the properties will besold on 75-year leases rather than freehold. This could change in the next few months – Macdonald says discussions are being held with authorities about “the most appropriate mechanism”.

Still, the time when British or other overseas buyers can pick up a flat or house outside designated areas such as Carbonera remains a long way off. Although the constitution now allows private property ownership, and the majority of Cubans own their own homes, they are not allowed to buy or sell them to each other, let alone to a foreigner. Instead, they can merely “swap” them – though money inevitably changes hands with such deals, albeit unofficially.

Cuba a step too far?

If you’re after sun and sea, though, is it worth looking at Latin America at all when you could buy in one of the more established Caribbean destinations, or in Thailand, or perhaps Dubai?

John Howell, senior partner in the International Law Partnership and a veteran of the foreign property scene, expects the housing markets of Nicaragua and other countries in the region to benefit from a “creeping American-isation”, boosted by the desire of that country’s baby-boomer generation to find somewhere warm – and cheap – in which to retire.

Cuba, however, remains a special case, Howell believes – especially because there is no guarantee that the country will experience the gentle transition from communism to capitalism enjoyed by the Soviet Union’s erstwhile eastern Europe satellites. “It’s a fabulous place, and will come right in the end, but it’s cheaper than the rest of the Caribbean for obvious reasons,” he says. “If I had a pot of fun money I could afford to lose, I would buy there, but it’s not the place to invest your life savings.”

Legal Advice


It is advisable to obtain qualified legal advice when purchasing a property. In some countries it is mandatory to make a property purchase through a legal representative. Your legal advisor will advise on the title of the property (its' legal ownership and any restrictions) to ensure you are getting exactly what you are paying for. In addition information can be obtained regarding any planning/building restrictions or permissions affecting the property. Planned developments for the area surrounding your property may also affect your decision to proceed with the purchase and your legal advisor should be able to obtain this information on your behalf.


After reading all of this and you still want to live in the land of the Old man and the Sea, here is a link to Cuban-Realtors.
 
http://www.homegain.com/Buyer/NM/Cuba-Realtors

Tuesday, August 24, 2010

From Drab to Dreamy (Decorating Dorms)

HGTV's Frank Fontana knows how to get maximum style out of a minimal space. Here, he shares his tips and advice for designing a dorm room that like feels like home and reveals how you can take advantage of the hottest trends in dorm room design.


As you read this article, hundreds of thousands of bright-eyed teens—possibly your own—are heading off to college for their very first "outer-home" living experience. Whether your child is an excited freshman or a seasoned senior, the transition from leaving the nest to flying solo can sometimes be an emotional and trying journey. So what can a brave and design-savvy parent do?

My advice: Help your kids create a dorm room or on-campus apartment that, at best, is a mini home away from home.

This year alone, college students—or, more likely, their parents—will spend approximately $4 billion on decorating their dorm rooms, which on average are about 200 square feet.


But you don't have to break your bank account to give your child the luxuries of home. Dorm room designing on a dime doesn't mean you have to sacrifice style for function. Rather, it's about finding a budget-friendly compromise for both and giving it a personal touch.

Top tips for dorm room design:

Add color

Create storage

Use wall décor











It used to be that colleges wouldn't let kids paint the dorm room walls, but times are changing! As long as it's painted back to a neutral color, many colleges will now allow it.



But if painting is still a "no-no" for your school, then turn to companies like Ikea and Bed, Bath & Beyond. For the price of a gallon of paint, they have great fabric panels that can add some serious style, color and drama to a room!





Feminine Color

Colorful bedding, rugs and lamps can really pull the room together. Go for stark contrast and bursts of bright color, like teal, orange, yellow and green. Use objects like throw blankets, pillows and lamps for extra pops of color.





Masculine Color

Go cool with chocolate brown, army green, navy blue and reds. Try to opt for brushed nickel, stainless and/or dark wood tones for furnishings. Remember, a dorm room can still have a pulled-together sense of style—repeating linear patterns and natural color tones can do the trick.

Storage









Since the average dorm room is about 200 square feet, the trick to a well-designed space is to use every square inch. So storage is essential.



Remember, when you have limited space and can't go out, you go up. Try stacking storage cubes from floor to ceiling for a fun and functional style.

Get bed risers and move storage under the bed.

Look into portable zip-up closets with drop-down hangers for all those cool T-shirts.

Opt for a closed storage desk and things like decorative desk containers that really help with de-cluttering a desk.

Use old travel trunks as great alternative storage units.

Wall Décor

The hottest trend in dorm room design these days is peel-and-stick wall décor.

Since most dorms don't allow students to nail or screw stuff into their mostly concrete surroundings, the next best option is peel-and-stick art and picture frames that provide a functional twist.

I like the selections from Dormco.com:

Peel N Stick picture frames above the bed

Peel N Stick chalk boards for all those notes to the roomie on the fly

Peel N Stick circle mirrors—a must since most dorms don't come with mirrors!

Peel N Stick graphics that bring a cool edge to any bland design

Bonus Suggestion

For the lucky few who might have a 250 square-foot dorm room: Use that extra 50 square feet for a mini kitchen with a small fridge, mini microwave and a toaster oven that can all live in one little neat stowaway bar area. Top Ramen not included.

Thursday, August 19, 2010

Don't Stop Believing.


You are always capable of creating miracles. As long as you know it and believe it. Always.

Today, raise your expectations. Be open to all possibilities. Always.

Too many people are shouting these days and not enough people are listening. 

Today, if you want someone to hear you, whisper. Joy is the greatest antidote to depression.

Laugh often today. It’ll pick you up out of any pits you fall into.

What is happening in the Real Estate market?

Here’s a new short YouTube video that my colleague just recorded to help explain what is happening in the Real Estate Market. There’s a lot of confusion out there and the Media doesn’t help much.

I believe that this is info will benefit our clients and other realtors will find useful. Please feel free to share it. I’ve attached links to the video on Facebook and YouTube below.


http://www.facebook.com/profile.php?id=100001400978084#!/profile.php?id=842185602


http://www.youtube.com/user/coachdoughannan1#p/u

Tuesday, May 18, 2010

Toronto Real Estate and Wonderful Helpful Members!


Hi Everyone, part of this post comes courtesy of Doug Hannan- a Broker at Re/Max...yes I do represent Royal LePage Kingsbury Realty, Brokerage, however, like I have mentioned to clients before, we all work "together" I am especially fond of Doug because recently he ran into Darryl Sittler and instead of asking for an Autograph, he bought him a Timmies Coffee. I salute you Doug. Darryl...I have had my eyes on you for sometime, thanks to that special kid Terry Fox. More on that later. Oh and by the way, Doug didn't have the heart to tell you his new joke which I promise to share with at the the next Terry Fox Run in September unless Doug makes a sizesable donation to buy my silence. ; )

I just went thru the Toronto Real Estate Board statistics. Sales are still strong however the inventory levels are on the rise. I’ve put some information together for you. You have this information about 21 days before TREB releases their May report to the media.

So far in May there are 5,015 sales reported to TREB! That puts us on track for about 10,000 sales for May. Although this is a very healthy number, it doesn’t seem we will be venturing into record breaking territory as we have for the last several months. What is significant are the inventory numbers. As of yesterday there were 24,805 homes for sale. Inventory has jumped from 18,431 April 1st which is a 35% increase in about 45 days. Although not abnormal in a typical market, this is significantly different than last year when the inventory actually dropped slightly during this time. Some might say we are going into more of a “Normal Market”. In a few areas and price ranges, things are still pretty tight, but in the majority of districts of TREB there are more choices for the buyers out there. I’ve included a graph that you can review which shows the trends of the market.

We are clearly experiencing one of the most interesting real estate markets ever.
If you know anyone who wants to take advantage of some interesting market conditions, whether they want to sell OR buy, the key is working with the right agent. It’s more critical now than it has ever been. That’s where I come in.

Call me with their information or give them my number. I’ll work hard for them and give them the “ Royal Red carpet” treatment!

Have a great day everyone....gotta show some houses that my clients will turn into homes!

Have you lost yourself?

We can get so caught up in our daily duties and distractions that we disappear. Has part of you disappeared?

Find yourself today. Slow down. Be present with people. Be present with your connections. Be present with yourself.

The battles you face and the people you face them with are not new.

It's a waste of time to worry about and avoid confrontation. You're only making matters worse.

The moment won't last forever. The time to resolve conflict is now.

Today, feel the friction. Let the sparks fly. Really get to the bottom of things, otherwise you're going to have to face them again.

Stand up for what you know in your heart is right, even if it rocks the boat a bit. That's one thing you'll never be able to avoid in your transformation - truth.

Today, even in the most practical matters, come from that voice-cracking, "I can't believe I'm sharing this" place. Creating an internal revolution is how you see results.

Successes aren't what really matter in life; it's what we do with our failures that makes us, and our work, great in this world.

Today, keep moving. And remember, that every no brings you closer to a yes.

Monday, May 17, 2010

Happiness is a family that lives far, far- FAR away!

Ha. But seriously folks: Your family can be an undiscovered source of pleasure and deep satisfaction.

True, families can often be aggravating and sometimes dreadful.

But if you’re lucky enough to have caring, supportive relatives, don’t waste it.

Sometimes in the search for people to help us with our goals, to be excited for us, to pick us up when we fall, we overlook what’s in front of us. It won’t work for everyone, of course.

But maybe your family is a close group of friends instead, or members of a social club or your church.

The point is, happiness involves people, the people that are most important to you.

At the very least, a family won’t let you get away with goofing off on your goals.

Shoot, they haven’t let you get away with anything since you were 12!

Saturday, April 24, 2010

Dirty Dishes

Words are Powerful. Words have tremendous power to heal & bless, and terrible force to harm & curse.

Our intention determines all. That's why it's important to consider the person with whom we are speaking and to know where our heart is.

Think before you speak. Be in control of every word that leaves your mouth. Use your words as a force for helping people. If you make a mistake. Own up to eat. Clean up after yourself. Do the Dishes.

Dirty dishes can be difficult, but they're even worse when you let them sit for a while. The longer they sit, the harder they are to clean.

This is life. Something that is potentially easy to clean up right after it happens -an unkind word to your father, a lie to your best friend, an insensitivity to your girlfriend - can become a difficult mess if you don't deal with it now.

Do your dishes today. Meet your problems half-way.

Saturday, January 2, 2010

January 2010


January 2010

I wanted to thank my Old Acquaintances who will never be forgotten and give Gratitude for each of my new Friends on FACEBOOK because everyone of you is SO special to me.

I must confess that I read everyone’s status update daily. You have all helped me accomplish some pretty big goals that I had for 2010. You helped me to accomplish them a year early.

If 2009 felt like a long and arduous journey, you’re not alone!

It was a year of learning life lessons, sometimes painfully, and they sometimes involved themes of taking responsibility for your actions and choices, practicing compassion and forgiveness toward yourself and others, speaking your truth with love, and learning how to balance your life.

2010 promises to bring in welcome changes, provided that you’ve released old toxic energies. The blue moon of New Year’s Eve is a powerful time to declare your intentions aloud or in writing of: “This is what I intend to release and this is what I intend to welcome into my life.” Ideally, list your intentions outdoors or next to an open window with the moonlight bathing you.

I’ve had miraculous manifestations occur when I hand-write (as opposed to type or just think about) my New Year’s intentions. Several times, I’ve found my lists and everything that I’d written came true . . . even though I had doubts when I wrote them initially. There’s great power in writing your intentions, especially hand-writing which involves your whole body and personal energy much more than typing.

If you feel like you’re starting a new chapter of your life, congratulations, as this is a perfect and pivotal time for new ventures. Although these changes may feel intimidating or even frightening, please know that you’re fully supported as you focus upon one step at a time on your journey.

EVERY part of our lives – every experience, every relationship, every drama yields valuable life lessons. Throughout all of my experiences in 2009, I learned the value of taking actions steps and investing time in my goals and priorities.

My prayer is that you’ll turn any nervousness or anxiety about your goals into excitement! Then I pray that you’ll channel this excitement into taking daily action related to your dream. Even five minutes a day will give you a boost of self-esteem and energy. Your dreams are achievable (often in ways which exceed our expectations) one step at a time.

The new energy of the planet is cooperation, which thankfully replaces the old energy of competition. Competitiveness is based upon “lack mentality,” and thinking that one person wins and one loses. In the new energy, everybody wins and we support one another.

My prayers and full support are with you, every step of the way. Happy New Year!!

Love, Lisa

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